Why Millennials Embrace Credit Unions

Why Millennials Embrace Credit Unions

Did you know millennials have embraced credit unions? Why is that important? Millennials are the largest generation in our history and with so many in this age range, the banking industry is taking a ...

shared Types of HVAC and Plumbing Repairs

shared Types of HVAC and Plumbing Repairs

When your heating, air conditioning and plumbing are functioning properly, life can already be stressful enough. When any of these systems break down, so do your living conditions. Here are some of th...

Beyond the CAMELS Rating – A form For Predicting Bank Failures in Nigeria

In the year 1968, a financial economist called Edward Altman, then an Assistant Professor of Finance at New York University published what is popularly known in the global finance community as the Z-S...

Geothermal HVAC Unit

Geothermal HVAC Unit

Geothermal technology is rapidly replacing inefficient, outdated heating and cooling systems and improving the quality of temperature control while reducing our dependence on fossil fuels. Government ...

Never Ask For Or Buy Just the "Interest Rate" – Navigating the Mortgage Maze

Never Ask For Or Buy Just the "Interest Rate" – Navigating the Mortgage Maze

A associate of meaningful tips regarding interest rates: It’s Not the Rate You Need to Know: When applying for a loan, never ask for just the “interest rate”, but always ask for the APR.  The APR is i...

Understanding the Basics of a Second Chance Bank Account

Understanding the Basics of a Second Chance Bank Account

Do you need and deserve a second chance financially? We have all made financial mistakes at one point or another in our lifetimes. And while some mistakes are permanent, other financial mistakes seem ...

Half the Sky

Half the Sky

My two favorite books are the two readings that I would like to recommend in this article. They are Pencils of potential by Adam Braun and Half the Sky by Nicholos D. Kristof and Sheryl Wudunn. These ...

Matching rule in Accounts Receivable

Matching rule in Accounts Receivable

Matching rule is the foundation of accrual accounting and revenue recognition. According to the rule all expenses incurred in generating the revenue must be deducted from the revenue earned in the sam...

How to Make Your Own Organic Fungicide

How to Make Your Own Organic Fungicide

Making your own organic fungicide is far easier than you might think and you’ve very likely got everything you need right at home. One of the reasons I like to make my own garden tonics is because I w...

What Is Your proportion of Government Debt?

What Is Your proportion of Government Debt?

It’s that time of year where we review the impact of government debt on individual tax payers. It is important to remember who is on the hook for government’s reckless spending binges. Whenever we hea...

Choosing the Right Company For Heating and Air Conditioning Systems Repair

Choosing the Right Company For Heating and Air Conditioning Systems Repair

When your air conditioner or furnace breaks down, your home closest goes from being a comfortable ecosystem to being too hot or too cold. As a consequence, many people open the phone book and call an ...

Kitchen Design Options – Choose Your Countertop Material

Kitchen Design Options – Choose Your Countertop Material

Your kitchen design project is getting underway. You’ve got choices when it comes to countertops. Think about your budget and your tastes – then pick the countertop material that’s best for you. Grani...

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